Finance your next
home improvement project.
One $25,000 purchase illustration.
Two payment options to explore.
Prequalification and application options are on the bank’s site.
$2,084/ month
Suggested payoff, not minimum
No Interest if paid in full within 12 Months§
On purchases made with your Synchrony Project Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months.
§ View terms
$29 account activation fee may apply.
§ Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. Fixed monthly payments are required equal to 2.5% of the highest balance applicable to this promo purchase during the promotional period for purchases made on or after 1/15/2026, or until the promotional purchase is paid in full for purchases made before 1/15/2026. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to promotional purchases, except that for purchases made before 1/15/2026, the fixed monthly payment that is based on the highest balance applicable to this promotional purchase will continue to be required until the promotion is paid in full. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Fixed Monthly Payments required equal to 2.5% of the highest balance applicable to this promo purchase.
$438/ month
Monthly payment illustration
10.99% APR until paid in full †
On purchases made with your Synchrony Project Card. $29 account activation fee may apply. Fixed monthly payments required for 82 months.
† View terms
† Qualifying purchase amount must be on one receipt. Interest will be charged from the purchase date at a reduced 10.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 1.75% of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 8/29/25: Purchase APR 26.99%. Min Interest Charge $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
Illustrative payments exclude fees. Subject to credit approval. Paint Power is not the lender.
What do you have in mind?
Enter an amount above $0 using numbers and up to two decimal places.
/ month
Suggested payoff to clear the balance in 12 months.
Not the bank’s minimum payment.
No Interest if paid in full within 12 Months§
Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 Months.
/ month
Illustration using 1.75% of the initial purchase amount, rounded up.
10.99% APR until paid in full †
Illustrative payment and term, subject to Synchrony’s confirmation and credit approval.
Illustrative estimate. Final payment and terms confirmed by Synchrony.
View terms & calculation method
This illustration does not check eligibility, approval or a credit limit.
Plan 922: project amount divided by 12, rounded up to the next whole dollar, as a suggested payoff target. This is not the contractual minimum payment. The official fixed-payment requirement is 2.5% of the highest balance applicable to the promotional purchase; paying that minimum may not clear the balance within 12 months. The paid-in-full condition, retroactive-interest warning and complete § terms above apply.
Plan 964: 1.75% of the initial purchase amount, rounded up to the next whole dollar, following the written disclosure. The displayed term of about 82 months is illustrative, not an amortization schedule. At $10,000, this formula produces $175; the merchant portal showed $176. That discrepancy remains pending validation by Synchrony. No adjustment has been invented. The complete † terms above apply.
The possible $29 activation fee is not included in either estimate. There is no verified bank financing maximum represented by this input. No total repayment is calculated. No personal information is collected and no bank API is connected.
Financing your project
with Paint Power.
Video by Synchrony. Financing through Synchrony Bank.
